{"id":13317,"date":"2025-06-16T11:25:00","date_gmt":"2025-06-16T08:25:00","guid":{"rendered":"https:\/\/www.paytr.com\/?p=13317"},"modified":"2025-06-10T10:40:02","modified_gmt":"2025-06-10T07:40:02","slug":"sinirli-kart-ne-demek-bankacilikta-kisitli-kartlarin-anlami-ve-etkileri","status":"publish","type":"post","link":"https:\/\/www.paytr.com\/en\/blog\/sinirli-kart-ne-demek-bankacilikta-kisitli-kartlarin-anlami-ve-etkileri","title":{"rendered":"S\u0131n\u0131rl\u0131 Kart Ne Demek? Bankac\u0131l\u0131kta K\u0131s\u0131tl\u0131 Kartlar\u0131n Anlam\u0131 ve Etkileri"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"1408\" height=\"768\" data-src=\"https:\/\/www.paytr.com\/wp-content\/uploads\/Sinirli-Kart-Ne-Demek-2-1.png\" alt=\"\" class=\"wp-image-13320 lazyload\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1408px; --smush-placeholder-aspect-ratio: 1408\/768;\" \/><\/figure>\n<\/div>\n\n\n<p>\u201cS\u0131n\u0131rl\u0131 kart ne demek?\u201d sorusuna; teknik, hukuki veya g\u00fcvenlik gerek\u00e7eleriyle devreye al\u0131nan bir kart s\u0131n\u0131f\u0131d\u0131r \u015feklinde cevap verilebilir. S\u0131n\u0131rl\u0131 kartlar; finansal i\u015flemlerde kapsam\u0131 daralt\u0131lan, belirli limit ve i\u015flev k\u0131s\u0131tlamalar\u0131yla tan\u0131mlan\u0131r. Bankalar g\u00fcvenlik, risk y\u00f6netimi veya yasal uyumluluk gere\u011fi s\u0131n\u0131rl\u0131 banka kart\u0131 uygulamas\u0131na ba\u015fvurur. Standart kartlara g\u00f6re daha az say\u0131da i\u015flem ger\u00e7ekle\u015ftirilebilen baz\u0131 s\u0131n\u0131rl\u0131 kartlar, yaln\u0131zca belirli ATM\u2019lerde \u00e7al\u0131\u015f\u0131r ya da yurtd\u0131\u015f\u0131 kullan\u0131m\u0131 kapal\u0131 olabilir.&nbsp;<\/p>\n\n\n\n<p>\u00d6\u011frencilere verilen kredi kartlar\u0131 da bu s\u0131n\u0131fa girer. Ayr\u0131ca k\u0131s\u0131tl\u0131 kart t\u00fcr\u00fc olarak tan\u0131mland\u0131\u011f\u0131 i\u00e7in sanal al\u0131\u015fveri\u015flerde ya da temass\u0131z \u00f6deme sistemlerinde kullan\u0131lamaz. S\u0131n\u0131rl\u0131 kartlar\u0131n temel amac\u0131, kullan\u0131c\u0131y\u0131 ya da bankay\u0131 potansiyel zararlardan korumakt\u0131r. Bilhassa hesap a\u00e7\u0131l\u0131\u015f a\u015famas\u0131nda bulunan \u00f6\u011frenci ya da gen\u00e7 kullan\u0131c\u0131lar i\u00e7in bu t\u00fcr \u00f6nlemler s\u0131kl\u0131kla g\u00f6r\u00fcl\u00fcr. Haciz, bloke ya da yasal takip alt\u0131nda olan hesaplara da s\u0131n\u0131rl\u0131 kart atanabilir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-sinirli-kart-nedir-ve-hangi-durumlarda-kullanilir\">S\u0131n\u0131rl\u0131 Kart Nedir ve Hangi Durumlarda Kullan\u0131l\u0131r?<\/h2>\n\n\n\n<p>Bir bankada hesab\u0131n\u0131z olsa dahi kart\u0131n\u0131z\u0131n i\u015flemlerde tam yetkiyle kullan\u0131lmamas\u0131 durumu s\u0131n\u0131rl\u0131 kart a\u00e7\u0131klamas\u0131 olabilir. \u00d6zellikle de kart kullan\u0131m limiti gibi tan\u0131ml\u0131 k\u0131s\u0131tlamalardan kaynaklan\u0131r. \u00d6rne\u011fin; \u00f6\u011frenciler veya yeni hesap sahipleri i\u00e7in g\u00fcvenlik amac\u0131yla tan\u0131mlanan ge\u00e7ici kart durumu, bankan\u0131n kullan\u0131c\u0131n\u0131n i\u015flem al\u0131\u015fkanl\u0131klar\u0131n\u0131 g\u00f6zlemlemesi i\u00e7in belirli bir s\u00fcre ge\u00e7erli olur.&nbsp;<\/p>\n\n\n\n<p>Banka kart\u0131 sorunlar\u0131 aras\u0131nda en s\u0131k kar\u015f\u0131la\u015f\u0131lanlardan biri olan &#8220;i\u015flem ger\u00e7ekle\u015fmiyor&#8221; durumu; kart\u0131n\u0131z\u0131n k\u0131s\u0131tland\u0131\u011f\u0131 anlam\u0131na gelebilir. Farkl\u0131 kurum politikalar\u0131 gere\u011fi banka k\u0131s\u0131tlamas\u0131 alan m\u00fc\u015fteriler, online i\u015flemler yard\u0131m\u0131yla sorunu h\u0131zl\u0131 \u015fekilde neticeye kavu\u015fturabilir. Baz\u0131 bankalar, 3 kez asgari tutar\u0131 yat\u0131r\u0131lan kredi kartlar\u0131 i\u00e7in i\u015flem k\u0131s\u0131tlamas\u0131 getirebilir. S\u0131n\u0131rl\u0131 kartlar, a\u015fa\u011f\u0131daki durumlarda kullan\u0131labilir:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bankalar, \u015f\u00fcpheli i\u015flemleri tespit ettiklerinde veya doland\u0131r\u0131c\u0131l\u0131k riskine kar\u015f\u0131 \u00f6nlem almak istediklerinde kartlar\u0131 s\u0131n\u0131rlayabilir.<\/li>\n\n\n\n<li>Yeni a\u00e7\u0131lan hesaplar i\u00e7in m\u00fc\u015fteri profilinin tam olarak de\u011ferlendirilene kadar s\u0131n\u0131rl\u0131 kartlar verilebilir.<\/li>\n\n\n\n<li>Haciz, icra veya yasal takip alt\u0131nda olan hesaplara s\u0131n\u0131rl\u0131 kartlar atanabilir.<\/li>\n\n\n\n<li>\u015eifre payla\u015f\u0131m\u0131, bilin\u00e7siz i\u015flem tercihleri veya di\u011fer kullan\u0131c\u0131 hatalar\u0131 nedeniyle kartlar s\u0131n\u0131rlanabilir.<br><\/li>\n<\/ul>\n\n\n\n<p>Bu k\u0131s\u0131tlamalar, kullan\u0131c\u0131lar\u0131n finansal g\u00fcvenli\u011fini sa\u011flamak ve bankalar\u0131n yasal y\u00fck\u00fcml\u00fcl\u00fcklerini yerine getirmek amac\u0131yla uygulan\u0131r. Kart\u0131n s\u0131n\u0131rl\u0131 hale gelmesi durumunda, kullan\u0131c\u0131lar\u0131n bankalar\u0131yla ileti\u015fime ge\u00e7erek k\u0131s\u0131tlamalar\u0131n nedenini \u00f6\u011frenmeleri ve gerekli ad\u0131mlar\u0131 atmalar\u0131 \u00f6nemlidir.<\/p>\n\n\n\n<p>\u00d6zellikle yeni hesaplar, kay\u0131p \u00e7al\u0131nt\u0131 sonras\u0131 yeniden \u00e7\u0131kar\u0131lan kartlar veya yurt d\u0131\u015f\u0131 i\u015flemlerden engellenen hesaplar i\u00e7in bu tip s\u0131n\u0131rlamalar otomatik olarak uygulan\u0131r. S\u0131n\u0131rl\u0131 kartlar, kullan\u0131c\u0131y\u0131 hem bakiye hem i\u015flem tipi hem de lokasyon baz\u0131nda s\u0131n\u0131rlayabilir. Bu nedenle kart\u0131n\u0131zla i\u015flem ger\u00e7ekle\u015ftiremedi\u011finizde yaln\u0131zca bakiye de\u011fil, sistemde tan\u0131ml\u0131 k\u0131s\u0131tlar\u0131 da dikkate almak gerekir. Yetersiz limit sebebiyle kart k\u0131s\u0131tlamas\u0131 ya\u015fad\u0131\u011f\u0131n\u0131z takdirde ise sadece \u00f6deme yapman\u0131z sorunu \u00e7\u00f6zecektir. Banka uygulamalar\u0131 veya m\u00fc\u015fteri hizmetleri \u00fczerinden bu s\u0131n\u0131rlar\u0131n detaylar\u0131na ula\u015fmak m\u00fcmk\u00fcnd\u00fcr.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-sinirli-kart-ile-normal-kart-arasindaki-farklar\">S\u0131n\u0131rl\u0131 Kart ile Normal Kart Aras\u0131ndaki Farklar<\/h2>\n\n\n\n<p>S\u0131n\u0131rl\u0131 kart ile normal kart\u0131 aras\u0131ndaki en temel fark, kullan\u0131m serbestli\u011fidir. Normal <a href=\"https:\/\/www.paytr.com\/blog\/banka-karti-ile-internetten-alisveris-adim-adim-rehber\">banka kart\u0131<\/a>, g\u00fcnl\u00fck al\u0131\u015fveri\u015flerden yurtd\u0131\u015f\u0131 \u00f6demelere kadar bir\u00e7ok i\u015flemi desteklerken; k\u0131s\u0131tl\u0131 kart \u00f6zellikleri bu serbestli\u011fi ciddi \u015fekilde s\u0131n\u0131rlar. \u00d6rne\u011fin, para \u00e7ekme s\u0131n\u0131rlamas\u0131 olan s\u0131n\u0131rl\u0131 kartlar, sadece belirli ATM\u2019lerde ya da belirli saat aral\u0131klar\u0131nda kullan\u0131labilir. Fakat kullan\u0131m k\u0131s\u0131t\u0131 olan kartlar genellikle internet al\u0131\u015fveri\u015flerine kapal\u0131d\u0131r ya da temass\u0131z \u00f6deme fonksiyonunu desteklemez. Bir debit kart fark\u0131 olarak s\u0131n\u0131rl\u0131 kartlar, yaln\u0131zca hesap bakiyesi kadar harcama yapma imkan\u0131 verir. Debit kartlar, banka hesab\u0131na ba\u011fl\u0131d\u0131r ve dolay\u0131s\u0131yla nakit ta\u015f\u0131ma riskini ortadan kald\u0131ran ara\u00e7lard\u0131r. Eksi y\u00f6n\u00fc ise taksit imkan\u0131n\u0131n olmamas\u0131d\u0131r. Baz\u0131 durumlarda bu harcamalara da \u00fcst s\u0131n\u0131r getirilir. Ayr\u0131ca i\u015flem engeli bulunan s\u0131n\u0131rl\u0131 kartlar, otomatik fatura \u00f6demeleri veya mobil \u00f6deme sistemlerine tan\u0131mlanamaz. Kart eri\u015fim seviyesi, bankan\u0131n m\u00fc\u015fteriye tan\u0131d\u0131\u011f\u0131 yetkilerle do\u011frudan ili\u015fkilidir ve s\u0131n\u0131rl\u0131 kartlar ise bu eri\u015fim seviyesinin minimumda tutuldu\u011fu t\u00fcre denir. Kullan\u0131c\u0131 a\u00e7\u0131s\u0131ndan daha d\u00fc\u015f\u00fck risk fakat ayn\u0131 zamanda daha az kart se\u00e7ene\u011fi sunar. \u00d6zellikle finansal davran\u0131\u015flar\u0131 izlenen veya ge\u00e7ici olarak izole edilen hesap sahipleri i\u00e7in tercih edilir.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"1408\" height=\"768\" data-src=\"https:\/\/www.paytr.com\/wp-content\/uploads\/Sinirli-Kart-Ne-Demek.png\" alt=\"\" class=\"wp-image-13322 lazyload\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1408px; --smush-placeholder-aspect-ratio: 1408\/768;\" \/><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"h-sinirli-kart-durumunda-yapilabilecek-islemler\">S\u0131n\u0131rl\u0131 Kart Durumunda Yap\u0131labilecek \u0130\u015flemler<\/h2>\n\n\n\n<p>S\u0131n\u0131rl\u0131 kart kullan\u0131c\u0131s\u0131 olmak t\u00fcm bankac\u0131l\u0131k i\u015flemlerinin tamamen engellendi\u011fi anlam\u0131na gelmez ama i\u015flem yelpazesi daralt\u0131l\u0131r. Bilhassa i\u015flem t\u00fcr\u00fc s\u0131n\u0131rlamas\u0131 al\u0131nd\u0131\u011f\u0131 takdirde, kart\u0131n yaln\u0131zca belirli i\u015flemleri ger\u00e7ekle\u015ftirebilmesine izin verir. \u00d6rne\u011fin ATM&#8217;den bakiye g\u00f6r\u00fcnt\u00fcleme ya da \u015fube i\u00e7i i\u015flemler genellikle a\u00e7\u0131k kal\u0131r. Fakat online al\u0131\u015fveri\u015f k\u0131s\u0131t\u0131 olan kartlarda internet \u00fczerinden al\u0131\u015fveri\u015f yap\u0131lmaz. Ayn\u0131 \u015fekilde temass\u0131z \u00f6deme, otomatik \u00f6deme talimatlar\u0131 veya mobil c\u00fczdan entegrasyonlar\u0131 devre d\u0131\u015f\u0131 kalabilir. S\u0131n\u0131rl\u0131 kart ile yap\u0131labilecek i\u015flemler \u015funlard\u0131r:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Banka \u015fubesinden manuel havale ya da EFT i\u015flemleri<\/li>\n\n\n\n<li>ATM \u00fczerinden bakiye sorgulama veya belirli tutarda para \u00e7ekme<\/li>\n\n\n\n<li>Baz\u0131 durumlarda, bankan\u0131n izin verdi\u011fi \u00f6l\u00e7\u00fcde \u015fubeden para yat\u0131rma<\/li>\n\n\n\n<li>Kart\u0131n ba\u011fl\u0131 oldu\u011fu hesaba gelen \u00f6demelerin al\u0131nmas\u0131<br><\/li>\n<\/ul>\n\n\n\n<p>Kritik sorulardan biri olan \u201cHavale yapabilir mi?\u201d sorusu, kart\u0131n k\u0131s\u0131t tipiyle ili\u015fkilidir. E\u011fer i\u015flem k\u0131s\u0131t\u0131 sadece d\u0131\u015f harcamalara y\u00f6nelikse \u015fubeden ya da mobil bankac\u0131l\u0131k \u00fczerinden havale m\u00fcmk\u00fcn olabilir. Ancak kart\u0131n i\u015flem yetkileri tamamen dondurulmu\u015fsa bu se\u00e7enek de kullan\u0131lamaz. Bu nedenle kart sahibinin bankas\u0131yla do\u011frudan ileti\u015fime ge\u00e7mesi en g\u00fcvenilir y\u00f6ntemdir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-kartin-sinirli-olmasinin-nedenleri-nelerdir\">Kart\u0131n S\u0131n\u0131rl\u0131 Olmas\u0131n\u0131n Nedenleri Nelerdir?<\/h2>\n\n\n\n<p>Bir kart\u0131n s\u0131n\u0131rlanmas\u0131n\u0131n arkas\u0131nda hem teknik hem de yasal temelli bir\u00e7ok neden bulunur. En yayg\u0131n sebeplerden biri banka g\u00fcvenlik politikas\u0131 gere\u011fidir. \u015e\u00fcpheli i\u015flem tespiti durumunda sistem otomatik olarak kart\u0131 s\u0131n\u0131rl\u0131 moda alabilir. Bu, doland\u0131r\u0131c\u0131l\u0131\u011f\u0131 \u00f6nlemek amac\u0131yla uygulanan bir koruma \u00f6nlemidir. \u00d6zellikle yurtd\u0131\u015f\u0131 kaynakl\u0131 veya ola\u011fand\u0131\u015f\u0131 saatlerde yap\u0131lan i\u015flemler, k\u0131s\u0131tlama filtrelerine tak\u0131labilir. \u015e\u00fcpheli i\u015flem tespitinde de kullan\u0131c\u0131ya ula\u015fana kadar kart k\u0131s\u0131tl\u0131 durumda tutulur. Kart s\u0131n\u0131rlamas\u0131na neden olan yayg\u0131n durumlar \u015funlard\u0131r:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Yeni a\u00e7\u0131lan kart i\u015flemlerinde g\u00f6zlem s\u00fcrecinin olmas\u0131<\/li>\n\n\n\n<li>Kart sahibinin pos cihaz\u0131 kullan\u0131m\u0131 s\u0131ras\u0131nda farkl\u0131 lokasyonlarda e\u015f zamanl\u0131 i\u015flem yapmas\u0131<\/li>\n\n\n\n<li>Yasal takip, haciz veya icra dosyas\u0131 nedeniyle uygulanan yasal i\u015flem<\/li>\n\n\n\n<li>Kart sahibinin bilin\u00e7siz i\u015flem tercihleri veya \u015fifre payla\u015f\u0131m\u0131 gibi kullan\u0131c\u0131 hatas\u0131<br><\/li>\n<\/ul>\n\n\n\n<p>Bankalar bu k\u0131s\u0131tlamalar\u0131 kullan\u0131c\u0131 g\u00fcvenli\u011fini art\u0131rmak i\u00e7in uygular. Ancak bu s\u00fcre\u00e7te kullan\u0131c\u0131ya detayl\u0131 bilgilendirme yap\u0131lmazsa sorun daha da b\u00fcy\u00fcyebilir. Dolay\u0131s\u0131yla kart k\u0131s\u0131tlamas\u0131yla kar\u015f\u0131la\u015f\u0131ld\u0131\u011f\u0131nda ilk ad\u0131m, bankayla ileti\u015fime ge\u00e7mek ve s\u0131n\u0131rlaman\u0131n nedenini net olarak \u00f6\u011frenmektir. B\u00f6ylece kart\u0131n normal hale d\u00f6nmesi i\u00e7in gerekli ad\u0131mlar zaman\u0131nda at\u0131labilir.&nbsp;<\/p>\n\n\n\n<p>G\u00fcvenli, h\u0131zl\u0131, kapsaml\u0131 bir \u00f6deme altyap\u0131s\u0131 ar\u0131yorsan\u0131z; kart k\u0131s\u0131tlamalar\u0131 ve i\u015flem engelleriyle u\u011fra\u015fmamamak i\u00e7in PayTR\u2019\u0131 tercih edebilirsiniz. Dijital ticaretinizi b\u00fcy\u00fctmek i\u00e7in PayTR&#8217;\u0131n g\u00fcvenilir <a href=\"https:\/\/www.paytr.com\/paytr-sanal-pos\">sanal POS<\/a> \u00e7\u00f6z\u00fcmlerinden yararlanabilirsiniz. Geli\u015fmi\u015f g\u00fcvenlik protokolleri sunan PayTR, t\u00fcm \u00f6deme s\u00fcre\u00e7lerinizi daha esnek ve sorunsuz hale getirir. \u0130\u015flemlerinizi s\u0131n\u0131rs\u0131z hale getirmek i\u00e7in siz de PayTR ile tan\u0131\u015fabilirsiniz.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-sikca-sorulan-sorular\">S\u0131k\u00e7a Sorulan Sorular<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-sinirli-kartla-para-cekilebilir-mi\">S\u0131n\u0131rl\u0131 kartla para \u00e7ekilebilir mi?<\/h3>\n\n\n\n<p>Evet, ancak sadece belirli ATM\u2019lerden ve tan\u0131ml\u0131 limitler dahilinde para \u00e7ekilebilir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-kart-neden-sinirli-hale-gelir\">Kart neden s\u0131n\u0131rl\u0131 hale gelir?<\/h3>\n\n\n\n<p>G\u00fcvenlik \u00f6nlemleri, \u015f\u00fcpheli i\u015flemler, yasal takip, yeni hesap a\u00e7\u0131l\u0131\u015f\u0131 veya kullan\u0131c\u0131 hatalar\u0131 nedeniyle kart s\u0131n\u0131rlanabilir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-sinirli-kart-acildiktan-sonra-ne-yapilmalidir\">S\u0131n\u0131rl\u0131 kart a\u00e7\u0131ld\u0131ktan sonra ne yap\u0131lmal\u0131d\u0131r?<\/h3>\n\n\n\n<p>Bankayla ileti\u015fime ge\u00e7ilip k\u0131s\u0131tlama nedenleri \u00f6\u011frenilmeli, gerekirse kimlik do\u011frulama veya i\u015flem izni talebiyle kart\u0131n yeniden aktif hale gelmesi sa\u011flanmal\u0131d\u0131r.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-kaynaklar-nbsp\">Kaynaklar:&nbsp;<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.bddk.org.tr\/Duyuru\/Detay\/730\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">https:\/\/www.bddk.org.tr\/Duyuru\/Detay\/730<\/a>&nbsp;<\/li>\n\n\n\n<li><a href=\"https:\/\/www.tcmb.gov.tr\/wps\/wcm\/connect\/TR\/TCMB%20TR\/Main%20Menu\/Duyurular\/Basin\/2022\/DUY2022-50\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">https:\/\/www.tcmb.gov.tr\/wps\/wcm\/connect\/TR\/TCMB%20TR\/Main%20Menu\/Duyurular\/Basin\/2022\/DUY2022-50<\/a><\/li>\n<\/ol>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u201cS\u0131n\u0131rl\u0131 kart ne demek?\u201d sorusuna; teknik, hukuki veya g\u00fcvenlik gerek\u00e7eleriyle devreye al\u0131nan bir kart s\u0131n\u0131f\u0131d\u0131r \u015feklinde cevap verilebilir. S\u0131n\u0131rl\u0131 kartlar; finansal i\u015flemlerde kapsam\u0131 daralt\u0131lan, belirli limit ve i\u015flev k\u0131s\u0131tlamalar\u0131yla tan\u0131mlan\u0131r. Bankalar g\u00fcvenlik, risk y\u00f6netimi veya yasal uyumluluk gere\u011fi s\u0131n\u0131rl\u0131 banka kart\u0131 uygulamas\u0131na ba\u015fvurur. Standart kartlara g\u00f6re daha az say\u0131da i\u015flem ger\u00e7ekle\u015ftirilebilen baz\u0131 s\u0131n\u0131rl\u0131 kartlar, yaln\u0131zca [&hellip;]<\/p>\n","protected":false},"author":19,"featured_media":13318,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-13317","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-diger"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.3.1 (Yoast SEO v25.3.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>S\u0131n\u0131rl\u0131 Kart Ne Demek? Bankac\u0131l\u0131kta Anlam\u0131 ve Etkileri | PayTR<\/title>\n<meta name=\"description\" content=\"S\u0131n\u0131rl\u0131 kart nedir, neden kullan\u0131l\u0131r? Bankac\u0131l\u0131kta kart k\u0131s\u0131tlamalar\u0131n\u0131n sebeplerini \u00f6\u011fren, hesab\u0131n\u0131 g\u00fcvenle y\u00f6net! Detaylar i\u00e7in hemen t\u0131kla!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.paytr.com\/en\/blog\/sinirli-kart-ne-demek-bankacilikta-kisitli-kartlarin-anlami-ve-etkileri\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"S\u0131n\u0131rl\u0131 Kart Ne Demek? Bankac\u0131l\u0131kta K\u0131s\u0131tl\u0131 Kartlar\u0131n Anlam\u0131 ve Etkileri\" \/>\n<meta property=\"og:description\" content=\"S\u0131n\u0131rl\u0131 kart nedir, neden kullan\u0131l\u0131r? Bankac\u0131l\u0131kta kart k\u0131s\u0131tlamalar\u0131n\u0131n sebeplerini \u00f6\u011fren, hesab\u0131n\u0131 g\u00fcvenle y\u00f6net! 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