{"id":1561,"date":"2021-01-21T10:53:18","date_gmt":"2021-01-21T07:53:18","guid":{"rendered":"https:\/\/www.paytr.com\/blog\/?p=1561"},"modified":"2025-07-07T18:00:58","modified_gmt":"2025-07-07T15:00:58","slug":"pandemi-e-ticaret-ve-online-harcamalari-nasil-etkiledi","status":"publish","type":"post","link":"https:\/\/www.paytr.com\/en\/blog\/pandemi-e-ticaret-ve-online-harcamalari-nasil-etkiledi","title":{"rendered":"Pandemi E-ticaret ve Online Harcamalara Etkisi"},"content":{"rendered":"<h2 class=\"post-title entry-title\" class=\"post-title entry-title\" id=\"pandemi-e-ticaret-ve-online-harcamalari-nasil-etkiledi\">Pandemi E-ticaret ve Online Harcamalar\u0131 Nas\u0131l Etkiledi?<\/h2>\n<p>Pandemi d\u00f6neminde e-ticaret \u00fczerinden ilk kez i\u015flem yapan 7 milyon adet yeni kart\u0131n oldu\u011funu BKM raporlar\u0131ndan g\u00f6rebiliyoruz. Ayr\u0131ca t\u00fcketiciler bu d\u00f6nemde t\u00fcm ihtiya\u00e7lar\u0131n\u0131 \u201conline kanallardan\u201d temin etme tecr\u00fcbelerini de edinmi\u015f oldular. D\u00fcnya genelinde b\u00fcy\u00fck bir etkiye sahip olan Koronavir\u00fcs salg\u0131n\u0131n\u0131n etkisiyle, t\u00fcketiciler daha \u00e7ok hijyen\/ temizlik \u00fcr\u00fcnleri ile g\u0131da\/market al\u0131\u015fveri\u015flerini online sistemler \u00fczerinden yapmaya ba\u015flam\u0131\u015ft\u0131 ve nispeten bu sistemin de devam etti\u011fini g\u00f6r\u00fcyoruz. Ayr\u0131ca ayn\u0131 \u015fekilde evden \u00e7al\u0131\u015fma\/uzaktan e\u011fitim nedeniyle ofis mobilya ve elektronik \u00fcr\u00fcn sat\u0131\u015flar\u0131 sekt\u00f6r\u00fcne olan ra\u011fbetin de hala devam etti\u011fini de g\u00f6rebiliyoruz.<\/p>\n<h3 id=\"bu-surecte-cinde-neler-oldu-avrupa-abd-ve-turkiyede-online-ticarette-neler-yasaniyor\">Bu s\u00fcre\u00e7te \u00c7in\u2019de neler oldu, Avrupa, ABD ve T\u00fcrkiye\u2019de Online Ticarette Neler Ya\u015fan\u0131yor?<\/h3>\n<p>Ticaret Bakanl\u0131\u011f\u0131 taraf\u0131ndan payla\u015f\u0131lan verilere g\u00f6re 2019 y\u0131l\u0131 <strong>e-ticaret hacmi<\/strong>, 136 milyar TL idi. Bu hacim toplam ticaretin y\u00fczde 6,2\u2019sine tekab\u00fcl ediyor. 2020 ilk 6 ayl\u0131k verilere bakt\u0131\u011f\u0131m\u0131zda ise daha ilk 6 ayda 91.7 milyar TL\u2019lik bir hacme ula\u015f\u0131ld\u0131\u011f\u0131n\u0131 g\u00f6r\u00fcyoruz. \u015e\u00fcphesiz bunda Covid-19 etkisi b\u00fcy\u00fck. Bir\u00e7ok vatanda\u015f\u0131n da 200 milyar TL\u2019nin \u00fczerine \u00e7\u0131kaca\u011f\u0131 inanc\u0131nday\u0131z. Bu durumda da e-ticaretin toplam ticaret i\u00e7erisinde ki pay\u0131 da yakla\u015f\u0131k olarak y\u00fczde 8\u2019in \u00fczerine \u00e7\u0131kacakt\u0131r. Tabi bu oran halihaz\u0131rda geli\u015fmekte olan \u00fclkeler de y\u00fczde 6.7, ABD, \u00c7in, \u0130ngiltere, Almanya ve benzeri gibi geli\u015fmi\u015f \u00fclkeler de ise y\u00fczde 12.3 seviyesinde.<\/p>\n<p>Halihaz\u0131rda devam eden COV\u0130D-19 salg\u0131n\u0131nda, \u00fclkemizin <strong>online al\u0131\u015fveri\u015f sitelerinin<\/strong> global pazar\u0131nda yer almas\u0131 i\u00e7in b\u00fcy\u00fck bir f\u0131rsat var. T\u00fcm d\u00fcnya \u201cMade in China\u201d \u00fcr\u00fcnlerinden vazge\u00e7iyor. Bu sebeple \u201cMade in T\u00fcrkiye\u201d bu konuda neden \u00f6ne ge\u00e7mesin. Rekabet\u00e7i d\u00f6viz kuru ve nispeten ucuz i\u015f\u00e7ilik nedeniyle bunun m\u00fcmk\u00fcn olabilece\u011fini d\u00fc\u015f\u00fcn\u00fcyoruz. \u0130\u015fletmelerimiz sadece T\u00fcrkiye ile s\u0131n\u0131rl\u0131 kalmay\u0131p, \u00fcr\u00fcnlerini yurtd\u0131\u015f\u0131na da ihra\u00e7 etmeliler.<\/p>\n<h3 id=\"salginin-dijitallesme-surecine-olumlu-etkileri-neler\">Salg\u0131n\u0131n Dijitalle\u015fme S\u00fcrecine Olumlu Etkileri Neler?<\/h3>\n<p>Her sekt\u00f6rde faaliyetlerini s\u00fcrd\u00fcren i\u015fletmelerin, \u00f6zellikle de pandemi d\u00f6neminden sonra normalla\u015fme s\u00fcrecinde, en \u00e7ok d\u00fc\u015f\u00fcnd\u00fc\u011f\u00fc konular ise, <strong>i\u015fimi nas\u0131l online<\/strong>\u2019a ta\u015f\u0131r\u0131m oldu. Bunun i\u00e7in en de\u011ferli mecra web. Tan\u0131t\u0131m amac\u0131yla olu\u015fturulan web siteleri, dijitalle\u015fme ile birlikte art\u0131k bir sat\u0131\u015f kanal\u0131 haline gelmi\u015ftir. Ticari faaliyetlerini internete ta\u015f\u0131mak isteyen firmalar, a\u00e7\u0131k kaynak ve haz\u0131r e-ticaret paket programlar\u0131 \u00fczerinden sitelerini olu\u015fturabilirler. Ayr\u0131ca haz\u0131r paket programlar, kolay entegrasyon d\u0131\u015f\u0131nda kargo, stok, m\u00fc\u015fteri bilgilendirme, e-fatura ve <strong>Sanal POS entegrasyonlar\u0131<\/strong> haz\u0131r bir \u015fekilde firmalar\u0131n ihtiya\u00e7lar\u0131na \u00e7\u00f6z\u00fcm sunabiliyorlar. Ayn\u0131 zamanda daha \u00f6ncesinde internet \u00fczerinden sat\u0131\u015f yapmam\u0131\u015f olan i\u015fletmeler i\u00e7in ise bu konuda deneyim sahibi personel istihdam etmeleri de i\u015flerini bir hayli kolayla\u015ft\u0131racakt\u0131r.<\/p>\n<h3 id=\"degisen-tuketici-aliskanliklari-kalici-olacak-mi\">De\u011fi\u015fen T\u00fcketici Al\u0131\u015fkanl\u0131klar\u0131 Kal\u0131c\u0131 Olacak M\u0131?<\/h3>\n<p>T\u00fcketicilerin pandemi s\u00fcresince eskiye oranla daha fazla online al\u0131\u015fveri\u015fi tercih ettikleri biliniyor. Online al\u0131\u015fveri\u015fin pandemi sonras\u0131nda da ilgi g\u00f6rmeyi devam ettirece\u011fini d\u00fc\u015f\u00fcn\u00fcyoruz. \u00c7o\u011funlukla g\u0131da\/s\u00fcpermarket, h\u0131zl\u0131 t\u00fcketim kategorilerinde bu al\u0131\u015fkanl\u0131klar\u0131n da devam edece\u011fi d\u00fc\u015f\u00fcn\u00fcl\u00fcyor. \u00d6zellikle getir, iste gelsin vb. perakende lojisti\u011fi firmalar\u0131n\u0131n da etkileri ile insanlar bundan sonra \u00e7e\u015fitli kategoriler de al\u0131\u015fveri\u015flerini online platformlardan devam ettirecektir.<\/p>\n<h3 id=\"2021-yilinda-e-ticarette-neler-bekliyorsunuz\">2021 Y\u0131l\u0131nda E-ticarette Neler Bekliyorsunuz?<\/h3>\n<p><a href=\"https:\/\/www.paytr.com\/blog\/pandemi-sonrasi-e-ticarette-kullanici-davranislari\">Yeni tip Koronavir\u00fcs (COVID-19) salg\u0131n\u0131 ile de\u011fi\u015fen t\u00fcketici davran\u0131\u015flar\u0131<\/a> ile e-ticarete olan ilgi eskilere oranla bir hayli fazla artt\u0131. E-ticaret firmalar\u0131 da s\u00fcre\u00e7lerinde\u00a0<em>(online sat\u0131\u015f, lojistik, m\u00fc\u015fteri y\u00f6netimi vb)<\/em>\u00a0dijitalle\u015ftirmeye y\u00f6neldiler. Ayr\u0131ca \u00f6n\u00fcm\u00fczde ki d\u00f6nemlerde dijitalle\u015fmeye y\u00f6nelik yat\u0131r\u0131mlar\u0131nda artaca\u011f\u0131n\u0131 d\u00fc\u015f\u00fcn\u00fcyoruz. E-ticaret yo\u011funlu\u011fu her zamankinden daha fazla olaca\u011f\u0131 i\u00e7in <strong>e-ticaret sekt\u00f6r\u00fcnde olan geli\u015fmeler<\/strong> devam edecek. Start-up\u2019lar artacak, toplam perakende i\u00e7erisinde online perakende oran\u0131 da gittik\u00e7e b\u00fcy\u00fcyecek ve dijital paraya ge\u00e7i\u015f sa\u011flanacak.<\/p>\n<h2 id=\"paytr-hakkinda-kurulus-yiliniz-ve-faaliyet-alaniniz-neler\">PayTR Hakk\u0131nda \u2013 Kurulu\u015f Y\u0131l\u0131n\u0131z ve Faaliyet Alan\u0131n\u0131z Neler?<\/h2>\n<p>2009 y\u0131l\u0131nda kurulan, 26 Nisan 2016 itibar\u0131yla 6493 say\u0131l\u0131 \u00d6deme ve Menkul K\u0131ymet Mutabakat Sistemleri, \u00d6deme Hizmetleri ve <strong>Elektronik Para Kurulu\u015flar\u0131<\/strong> Hakk\u0131nda Kanun kapsam\u0131nda lisansl\u0131 bir \u00f6deme kurulu\u015fu olan\u00a0<strong><a title=\"PayTR\" href=\"https:\/\/www.paytr.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">PayTR<\/a><\/strong>\u00a0\u00d6deme Hizmetleri A.\u015e. g\u00fc\u00e7l\u00fc altyap\u0131s\u0131, m\u00fc\u015fteri odakl\u0131 yakla\u015f\u0131m\u0131 ve deneyimli personeliyle t\u00fcketicilerin ve 19 binin \u00fczerinde i\u015fyerinin hayat\u0131n\u0131 kolayla\u015ft\u0131rmaktad\u0131r.<\/p>\n<p>T\u00fcrk m\u00fchendislerinin geli\u015ftirdi\u011fi yenilik\u00e7i \u00fcr\u00fcn ve \u00e7\u00f6z\u00fcmler sunan bir \u00f6deme kurulu\u015fu olarak; dijital ortam \u00fczerinden\u00a0<strong><a title=\"Sanal Pos\" href=\"https:\/\/www.paytr.com\/paytr-sanal-pos\" target=\"_blank\" rel=\"noopener noreferrer\">Sanal POS<\/a><\/strong>\u00a0ba\u015fvurusu, sahtecilik \u00f6nleme, tek entegrasyonla t\u00fcm bankalara ula\u015fma imkan\u0131, t\u00fcm yerli ve yabanc\u0131 banka ve kredi kartlar\u0131n\u0131n yan\u0131 s\u0131ra \u00f6n \u00f6demeli kartlarla i\u015flem yapabilme, tek mutabakat paneli, KPay ile QR kodla \u00f6deme, bakiye y\u00fckleme, B2B firmalar i\u00e7in tahsilat mod\u00fcl\u00fc olan Linkle \u00d6deme, kart saklama ve tek t\u0131kla \u00f6deme (kart saklama) hizmetine ek olarak \u015firkete \u00f6zel olan sanal POS\u2019u 2 saatte aktifle\u015ftirme, ertesi g\u00fcn tahsilat ve OvO ile oWallet \u00fczerinden uygulamaya ihtiya\u00e7 duymadan Apple Wallet, Google Wallet gibi sistemlerden \u00f6deme alma imkan\u0131 sunuyoruz. Kendi b\u00fcnyemizde geli\u015ftirerek optimize etti\u011fimiz yaz\u0131l\u0131m ve kontrol mekanizmalar\u0131yla da web ma\u011fazalar\u0131n\u0131n sahtecilik kaynakl\u0131 kay\u0131plar\u0131n\u0131 en d\u00fc\u015f\u00fck seviyeye indirgemekteyiz.<\/p>\n<h3 id=\"sonra-ode-kolayligi\">Sonra \u00d6de Kolayl\u0131\u011f\u0131<\/h3>\n<p>Ayr\u0131ca 2020 \u00fcr\u00fcn geli\u015ftirme anlam\u0131nda olduk\u00e7a verimli bir y\u0131l oldu bizim i\u00e7in ve hizmet portf\u00f6y\u00fcm\u00fcz\u00fc geni\u015flettik. Link ile \u00f6deme \u00fcr\u00fcn\u00fcm\u00fcz\u00fc API ile destekledik, tamamen s\u0131f\u0131r temas ile \u00f6deme k\u0131sm\u0131nda i\u015fletme ve t\u00fcketicilere destek olduk, bu \u00fcr\u00fcn\u00fcm\u00fcz ayn\u0131 zamanda mobil poslar\u0131n apartman bo\u015fluklar\u0131nda \u00e7ekmeme problemlerini de ortadan kald\u0131rd\u0131. Yurtd\u0131\u015f\u0131nda s\u0131kl\u0131kla kullan\u0131lan Pay Later yani \u201c<strong>Sonra \u00d6de<\/strong>\u201d \u00fcr\u00fcn\u00fcm\u00fcz\u00fc de bu y\u0131l i\u00e7erisinde \u00e7\u00f6z\u00fcm orta\u011f\u0131m\u0131z ile birlikte i\u015fletme ve t\u00fcketicilerin kullan\u0131m\u0131na sunduk. Kirapratik ile yapt\u0131\u011f\u0131m\u0131z geli\u015ftirme ile kirac\u0131lar ve ev sahiplerinin hayatlar\u0131n\u0131 kolayla\u015ft\u0131rd\u0131k. Kargot\u00fcrk ile yapt\u0131\u011f\u0131m\u0131z i\u015fbirli\u011fi ile \u201ckap\u0131da \u00f6deme\u201dyi tamamen dijitalle\u015ftirdik.<\/p>\n<h3 id=\"her-ulkeden-odeme-alin\">Her \u00dclkeden \u00d6deme Al\u0131n<\/h3>\n<p>PayTR, T\u00fcrkiye\u2019de kurulmu\u015f bir finansal teknoloji \u015firketi olarak 11 y\u0131ll\u0131k sekt\u00f6r tecr\u00fcbemiz ile T\u00fcrkiye\u2019de yerle\u015fik i\u015fletmelere \u00f6deme ve \u00f6demeyle ilgili yukar\u0131da belirtti\u011fimiz t\u00fcm hizmetleri sunmakla beraber, asl\u0131nda t\u00fcm d\u00fcnyadaki t\u00fcketicilere de hizmet sunan bir yap\u0131ya sahip. Bug\u00fcn d\u00fcnyan\u0131n her yerindeki t\u00fcketiciler mal ve hizmet al\u0131mlar\u0131n\u0131\u00a0<strong>PayTR\u00a0sanal poslar\u0131<\/strong> \u00fczerinden saniyeler i\u00e7inde sorunsuz olarak tamamlayabiliyor. D\u00fcnyan\u0131n her noktas\u0131nda olan m\u00fc\u015fterilerimizin i\u015fletmeleri, \u00f6demelerini PayTR arac\u0131l\u0131\u011f\u0131yla alabiliyorlar. Bu noktada ise PayTR olarak i\u015fletmelerin e-ihracat i\u015flemlerine de b\u00fcy\u00fck bir katk\u0131 sa\u011fl\u0131yoruz. Ayr\u0131ca k\u0131sa bir s\u00fcre i\u00e7erisinde her \u00fclkenin yerel \u00f6deme y\u00f6ntemlerini de i\u015fletmelerimizin kullan\u0131m\u0131na sunaca\u011f\u0131m\u0131z\u0131n haberini de buradan sizlerle payla\u015fmak isteriz.<\/p>\n<p>Y\u0131llard\u0131r TOBB T\u00fcrkiye 100 listesinde yer alan ve bu y\u0131l. 29. S\u0131raya y\u00fckselen hayat\u0131 kolayla\u015ft\u0131ran \u00f6deme kurulu\u015fu mottosuyla PayTR, 2019\u2019da\u202fFintech\u202fForum\u201919\u2019un \u201cT\u00fcrkiye\u2019nin En \u00c7ok Ciro Yapan 3.\u202fFintech\u202f\u015eirketi\u201d, i\u015f ortaklar\u0131 ile birlikte geli\u015ftirdi\u011fi oWalette ve HASO (Hemen Al Sonra \u00d6de) \u00fcr\u00fcnleri ile iki y\u0131l \u00fcst \u00fcste PSM\u202fAwards\u2019un\u202f\u201cEn \u0130novatif \u00dcr\u00fcn\u201d \u00f6d\u00fcllerinin sahibi olmu\u015ftur. H\u0131zl\u0131 b\u00fcy\u00fcmesiyle de y\u0131llard\u0131r\u202fDeloitte\u202fTeknoloji\u202fFast\u202f50 ve Deloitte Teknoloji Fast 500 EMEA listelerinde yer almaktad\u0131r. T\u00fcrkiye\u2019nin \u00f6nde gelen ilk 500 Bili\u015fim \u015firketlerinden biri olan PayTR 2020 y\u0131l\u0131nda \u0130zmir \u015firketleri ilk 10 listesinde 3.s\u0131rada ve son 1 y\u0131lda en h\u0131zl\u0131 b\u00fcy\u00fcyen Bili\u015fim \u015eirketleri aras\u0131nda ise ilk 10\u2019da yer alm\u0131\u015ft\u0131r.<\/p>\n<p><strong>2 Saatte PayTR&#8217;l\u0131 Olun!<\/strong><br \/>\n<a href=\"https:\/\/www.paytr.com\/uye-isyeri-olun\">PayTR Sanal Pos&#8217;a Hemen Ba\u015fvurun<\/a><\/p>\n<h3 id=\"teknobh-roportaj\">Teknobh r\u00f6portaj<\/h3>\n<p><a title=\"Teknobh R\u00f6portaj: Pandemi E-ticaret ve Online Harcamalar\u0131 Nas\u0131l Etkiledi?\" href=\"https:\/\/www.teknobh.com\/pandemi-e-ticaret-ve-online-harcamalari-nasil-etkiledi\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\"><img decoding=\"async\" class=\"alignnone wp-image-1562 size-full lazyload\" data-src=\"https:\/\/www.paytr.com\/wp-content\/uploads\/teknobh-logo.png\" alt=\"Teknobh R\u00f6portaj: Pandemi E-ticaret ve Online Harcamalar\u0131 Nas\u0131l Etkiledi?\" width=\"2558\" height=\"932\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 2558px; --smush-placeholder-aspect-ratio: 2558\/932;\" \/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pandemi E-ticaret ve Online Harcamalar\u0131 Nas\u0131l Etkiledi? Pandemi d\u00f6neminde e-ticaret \u00fczerinden ilk kez i\u015flem yapan 7 milyon adet yeni kart\u0131n oldu\u011funu BKM raporlar\u0131ndan g\u00f6rebiliyoruz. Ayr\u0131ca t\u00fcketiciler bu d\u00f6nemde t\u00fcm ihtiya\u00e7lar\u0131n\u0131 \u201conline kanallardan\u201d temin etme tecr\u00fcbelerini de edinmi\u015f oldular. D\u00fcnya genelinde b\u00fcy\u00fck bir etkiye sahip olan Koronavir\u00fcs salg\u0131n\u0131n\u0131n etkisiyle, t\u00fcketiciler daha \u00e7ok hijyen\/ temizlik \u00fcr\u00fcnleri ile [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1757,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[42],"tags":[],"class_list":["post-1561","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-e-ticaret"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.3.1 (Yoast SEO v25.3.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pandeminin E-ticaret ve Online Harcamalara Etkisi |PayTR<\/title>\n<meta name=\"description\" content=\"Pandemi s\u00fcrecinin E-ticaret ve online harcamalar\u0131 nas\u0131l etkiledi\u011fi, PayTR \u00f6deme altyap\u0131s\u0131 ve faaliyetleri hakk\u0131nda Teknobh 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