Create a fast, reliable, and customizable digital wallet infrastructure specifically for your brand. With PayTR wallet services, your customers can top up their balance via your mobile app and make contactless and fast payments at the checkout using QR codes.
Closed-loop QR infrastructure provides a fast and contactless payment experience at the checkout.
Increased customer retention thanks to campaigns that operate using wallet balances.
Easy access to all wallet transactions and financial reports.
Easy to download, fast to pay.
Your customers load funds into your brand’s dedicated wallet application and make quick payments at the checkout using a closed-loop QR code.
For top-ups made with credit/debit cards, the card is saved to the wallet for easy subsequent top-ups.
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Ballots loaded into the wallet can be spent using a closed-loop QR code.
What You Need to Know About PayTR Wallet Services .
Wallet Infrastructure
General Structure of the System
API Integration
Security
Areas of Application
Regulation and Compliance
Business Model and Responsibilities
Service Provider Role
Which business models is it suitable for? .
Retail & Cafe Chains
Offer in-app wallets to your users. Manage closed-loop payment, campaign, and loyalty programs through a single infrastructure.
Market & FMCG
Increase the frequency of spending per customer. Shorten checkout times with QR code payment and top-up.
SaaS / Marketplace / Mobile Applications
Manage user balances across your product ecosystem. Customize commission profiles, limits, and transfer rules.
Advantages of PayTR Wallet Services
Payment via QR
Fast and contactless payment at the checkout thanks to closed-loop QR infrastructure.
Card Storage
PCI-DSS compliant secure card registration for easy re-registration.
Transfer Services
Fast transfer flows from wallet to IBAN, card or user account.
Limit & Rule Management
User-based daily/monthly limits, trading rules, and commission profiles.
Real-time reporting
Instant access to all wallet transactions via API and dashboard.
Wallet Creation APIs
Instant wallet creation for user, business, or trade accounts.
PayTR Wallet Partnership; Gloria Jean’s Coffees

Personalized Functions for the Brand
- Anonymous wallet, maximum limit of 2,750 TL.
- Easy balance top-up, quick transactions with card registration.
- Contactless payment at the checkout without the need for a balance transfer.
- T+1 progress payment
Results
- Operational efficiency in cash register processes
- 16,500 wallets downloaded in 5 months.
Frequently Asked Questions.
PayTR WaaS is a service that provides a ready-made digital wallet infrastructure to work under your brand. Benefit: It takes on the burden of licensing, regulation, and infrastructure; you focus on the product.
Yes. Users only see your brand; PayTR manages the technical infrastructure in the background. Benefit: It protects brand experience and allows for faster market launch.
Balances are tracked in a pooled account held in the name of the organization. Loading and spending transactions are queried instantly via API. Benefit: Provides transparent transaction logging and real-time reporting.
This is determined by the chosen business model. In a fully closed-loop setup, outbound transfers are disabled. If needed, authorization for IBAN or card transfers can be enabled depending on contract and compliance conditions. Benefit: Offers a balance of flexibility and regulatory compliance according to your business model.
Separate limits and commission profiles are defined for each wallet status (anonymous, verified, commercial). These are set via the admin panel or through an agreement. Benefit: You easily optimize your revenue model and customer experience.
Wallet creation, identity verification, balance top-up, balance inquiry, payments/spending, transaction history, and webhooks are available. Benefit: You can set up your integrations quickly and in a traceable way.
PayTR provides technical/legal compliance such as e-money licensing and PCI-DSS. The business is responsible for customer relations and application experience. Benefits: Reduces legal burden, ensures security standards.
The mobile and web applications are developed by the business; PayTR provides detailed integration documentation and technical support. Onboarding support is also available upon request. Benefit: Seamless integration with your existing product.